Education Savings Calculator
How much should you save for education?
Enter your education cost target, years until needed, and expected return to get your exact monthly savings goal.
Education Fund Details
$
Avg 4-yr public university: ~$110,000 · Private: ~$240,000 (2026)
$
529 plan average: 5–7% · Conservative: 3–4%
Monthly Savings Needed
$432.65
for 10 years to reach $80,000
Current Savings Will Grow To
$9,097
Interest Earned
$23,082
Current savings (today)$5,000
Monthly contributions × 120 mo$51,918
Total at target date$80,000
Year-by-Year Growth
| Year | Balance | Progress |
|---|---|---|
| Yr 1 | $10,645 | 13% |
| Yr 2 | $16,639 | 21% |
| Yr 3 | $23,002 | 29% |
| Yr 4 | $29,758 | 37% |
| Yr 5 | $36,931 | 46% |
| Yr 6 | $44,545 | 56% |
| Yr 7 | $52,630 | 66% |
| Yr 8 | $61,213 | 77% |
| Yr 9 | $70,325 | 88% |
| Yr 10 | $80,000 | 100% |